在这本书中，巴比伦拥有一个钱包，可以通过七个原则，帮助人们获得财富，成长和保护。在制定现代的金融计划战略的过程中，这些原则可以使得某些个人或企业更加富有。这些原则中，有两个原则是非常重要的，一个是控制你的开支，从而可以存起来更多的钱。另一方面，增加你的收入。收入多了，钱自然就多了。

In the book The Richest Man in Babylon written by George S. Clason, there are seven cures for a lean purse. Actually, there are seven principles which can help people to acquire, grow and protect wealth. In the process of formulating modern financial planning strategies, these principles can be implemented to make individuals or corporations get more wealth. Among these principles, two principles like controlling your expenses and making your wealth grow are very important for the individual or enterprises. On the one hand, controlling the expenses can save more money. On the other hand, making the wealth grow can help one to accumulate more money through investment or reasonable tax avoidance.

控制消费是保护自己财富的最重要的手段，人们的欲望总是比自己的收入更高，人们的收入增加了，欲望也会变得更高。因为人们的欲望是无限的，所以人们要学会控制自己的欲望，来存下更多的钱。合理的消费是必须的。

Controlling the expenses is a very important means to protect wealth. According to George S. Clason, people have more desires than their earnings can gratify. With the increase of earnings, people’s desires will increase too. It can be said that more earnings lead to more desires because it is very hard to gratify the inner desires of people. Because desires are unlimited, people should learn to make a reasonable budget and control the expenses. After all, saving is primary means to increase one’s wealth. For the individual, controlling expenses can make the individual save more money by decreasing unnecessary expenditures. For corporations, controlling expenses can make corporations get more profits which can be used to expanded reproduction or the expansion of corporations. A reasonable budget is fairly critical in controlling the expenses of individuals or companies. It can be said that controlling the expenses is the source to accumulate more wealth.

随着个人财富的增加，很多人会选择购买个人理财业务，或者购买金融机构的基金 股票 证券等等，来帮助他们做出更好的理财计划。