财务影响我们生活的每一个方面。在金融生活中将涉及社会每一个成员的未来。金融是一把双刃剑，无论利弊，它会对每个人的生活产生不同程度的影响。你应该可以有效的利用一些金融知识和灵活管理自己的钱。当的财政状况每一次发生改变时，你才能像雄狮一样屹立在遍布狼和老虎狮子的沙漠中。现在我会探讨，我所理解的额投资银行。
投资银行主要从事证券发行，承销，交易，企业重组，兼并与收购，投资分析，风险投资，项目融资和其他服务的非银行金融机构，它是一个在资本市场上的主要金融中介机构。
投资银行是证券和股份公司制度发达的显著特征，证券市场和金融体系成熟时期的特定产物。投资银行在沟通资金供求，证券市场建设中发挥了显著作用，促进产业集中度，形成规模经济学和资源优化配置。
投资银行主要负责资产负债表外的提供咨询服务，以支持企业和政府客户，如意见或兼并和收购，投资组合重组，融资和风险管理。也可以提供一些贷款客户，但更多的可能就直接在资本市场上筹集资金。
有关投资银行的资金来源主要是进入国际货币市场和资本市场发行的证券。投资银行自己的方式来筹集资金，主要包括股权融资，债务融资，短期资金和其他类型。此外，每个类别可以分为几个类别，如股权融资，包括私人和公共融资，债务融资，包括贷款和发行债券，短期融资，包括同行拆借市场参与·国库集中申请资助证券金融公司等。
资金的用途大致分为三部分：有限的贷款客户，通常是短期的基础上，往往会进入二级市场出售贷款，主要集中在资产负债表的咨询服务。
Understanding of the Investment BankThe Investment Bank I Understand
Introduction
Financial exerts influence on every aspect of our lives. The future of society is one that gets every one involved in the financial tsunami. Finance is a double edged sword and it will produce different levels of effect, whether positive or negative, for different individuals. You should have some financial knowledge and apply it flexibly to manage your own properties. You would probably feel like being a lion standing in the desert spreade all over with wolves and tigers when the financial circumstances changes every time. Now I will present my understanding of investment bank, an indispensable part of the economic life.
Body
Investment Bank is principally engaged in security issuance, underwriting, trading, corporate restructuring, mergers and acquisitions, investment analysis, risk investment, project financing and other services to non-bank financial institutions; it is a major financial intermediary in capital markets.
Investment bank is the specific product of the securities and shares company system at the stage of maturity; and the investment bank is the important subject of the developed securities markets and mature financial system. Investment bank plays a significant role in communicating the capital supply and demand, construction of the securities market, promoting industrial concentration, economics of scale formation and optimizing the allocation of resources.
Investment bank provides off-balance-sheet advisory services to support clients from corporations and governments, e.g. Advice or mergers and acquisitions, portfolio restructuring, finance and risk management. Investment bank may also provide some loans to clients but are more likely to advice on raising funds directly in capital markets.
The main source of funds about investment bank is securities issued into international money market and capital market. The exclusive way of Investment bank to raise funds mainly includes equity financing, debt financing, short-term funding and other types. Also, each category can be divided into several subcategories, such as equity financing includes private and public financing; debt financing includes loans and issue bonds; short-term funding includes participation in peer lending market · treasury collection and apply for funding to securities finance companies, etc .
The utilizations of funds are roughly divided into three parts: limited lending to clients which is usually on short-term basis, loans tended to be sold into the secondary market and generally focused on off-balance-sheet advisory services.
